1318 River RdUnadillaNY13849








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Unadilla at 1318 River Rd, Unadilla, NY, 13849 with 5% annual appreciation on a $209,000 basis while $1,620/mo rent supports operations. Total monthly income totals $1,620/mo and a $1,023/mo payment preserves $224/mo for cash returns. Annual cash flow comes to $2,691/yr on $69,284 deployed, and return on cash invested reaches 23.79% in year one. Equity gained on principal adds $1,349/yr, and five-year appreciation sums $57,743 alongside rental yield of 9.3%. Five-year ROI measures 124.36% and total cumulative return in cash totals $86,162.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,620/mo property income versus a $1,023/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1920
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13849, Unadilla, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,495 (100%) |
| Owner Occupied HU | 1,650 (66.1%) |
| Renter Occupied HU | 383 (15.4%) |
| Vacant Housing Units | 462 (18.5%) |
| Median Home Value | $136,614 |
| Average Home Value | $187,236 |
Housing Distribution
Address Breakdown
Residential
1,740
Single Family
1,561
Multi-Family
179
Businesses
84
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Listed by: Jami J. Brown • Keller Williams Upstate NY Properties
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #R1595352
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