1318 E 4th StCentraliaIL62801








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Centralia at 1318 E 4th St, Centralia, IL, 62801 earns $103/mo cash flow from $1,067/mo rent with a $680/mo payment. Total monthly income totals $1,067/mo, and annual cash flow totals $1,238/yr on $46,079 capital. ROI tracks 22.6% on current figures, and rental yield reads 9.21% at a $139,000 purchase. Equity gained on principal adds $897/yr, and 5% annual appreciation supports $38,403 over five years. Five-year ROI reaches 118.3% and total cumulative return in cash sums $54,512. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,067/mo property income instead of your personal income.
Single Family
Built in 1950
6,054 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62801, Centralia, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,262 (100%) |
| Owner Occupied HU | 5,699 (61.5%) |
| Renter Occupied HU | 2,379 (25.7%) |
| Vacant Housing Units | 1,184 (12.8%) |
| Median Home Value | $103,671 |
| Average Home Value | $137,404 |
Housing Distribution
Address Breakdown
Residential
8,430
Single Family
7,994
Multi-Family
436
Businesses
716
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Listed by: Darlene M Baltzell • Rod Snow, INC.
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #EB458190
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








