13167 Etta Smith RdSummerdaleAL36580








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Summerdale at 13167 Etta Smith Rd, Summerdale, AL, 36580 offers a 7.95% rental yield on a $499,900 purchase with $3,310/mo rent. Total monthly income registers $3,310/mo, and a $2,447/mo payment leaves $426/mo available for distribution. Annual cash flow reaches $5,107/yr on $165,717 to close, and return on cash invested stands at 22.99% in year one. Equity gained on principal adds $3,226/yr while 5% annual appreciation supports $138,113 over five years. Portfolio math shows five-year ROI at 118.82% and total cumulative return in cash at $196,908. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,310/mo property income against a $2,447/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2005
0.26 Acres lot
$N/A/sqft
$750 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36580, Summerdale, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,090 (100%) |
| Owner Occupied HU | 2,223 (71.9%) |
| Renter Occupied HU | 548 (17.7%) |
| Vacant Housing Units | 319 (10.3%) |
| Median Home Value | $342,723 |
| Average Home Value | $409,308 |
Housing Distribution
Address Breakdown
Residential
2,647
Single Family
2,647
Multi-Family
0
Businesses
221
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Listed by: Michaela Callow • Elite Real Estate Solutions, LLC
Mls Name: Baldwin Realtors
Mls Provider:
Mls ID: #382728
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








