1316 N Kenley PlTeaSD67064
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1316 N Kenley Pl, Tea, SD, 67064 in Tea is narrow, $97/mo net on $2,312/mo rent after the $1,470/mo debt service, but the property operates at break-even-plus, not a loss. At $326,800 with a 8.49% yield, the long-run equity case via 5% appreciation ($90,289 over five years) and $3,010/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $131,049.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 0.0% |
| Monthly Cash Flow | $97 | $0 |
City averages based on Tea market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,312 |
| Total Monthly Debt Service | $2,085 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
3,960 sqft lot
$N/A/sqft
$150 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
3,960 sqft lot
$N/A/sqft
$150 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Evans • House 2 Home LLC
Mls Name: Realtor Association of the Sioux Empire
Mls Provider:
Mls ID: #22403579
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