1316 E Hewson StPhiladelphiaPA19125
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Philadelphia rental at 1316 E Hewson St, Philadelphia, PA, 19125 sits in the solid-income band: 9.17% gross yield, $6,112/mo rent, $869/mo net after the $3,597/mo debt service, DSCR 1.70. Entry price of $799,999 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $221,025 and $7,368/yr in principal reduction bring total cumulative return to $360,619.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.8% |
| Monthly Cash Flow | $869 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,112 |
| Total Monthly Debt Service | $4,924 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2018
1,134 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19125, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,773 (100%) |
| Owner Occupied HU | 7,524 (50.9%) |
| Renter Occupied HU | 5,351 (36.2%) |
| Vacant Housing Units | 1,898 (12.8%) |
| Median Home Value | $416,895 |
| Average Home Value | $467,064 |
Housing Distribution
Address Breakdown
Residential
13,927
Single Family
11,703
Multi-Family
2,224
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2018
1,134 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19125, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,773 (100%) |
| Owner Occupied HU | 7,524 (50.9%) |
| Renter Occupied HU | 5,351 (36.2%) |
| Vacant Housing Units | 1,898 (12.8%) |
| Median Home Value | $416,895 |
| Average Home Value | $467,064 |
Housing Distribution
Address Breakdown
Residential
13,927
Single Family
11,703
Multi-Family
2,224
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices