1315 S Center St #1PerryFL32348
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1315 S Center St #1, Perry, FL, 32348 in Perry speaks for itself: 13.75% gross on a $199,000 price, generating $2,280/mo in rent and $959/mo in net income after the $895/mo debt service. DSCR 2.55, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,513 stacks alongside $54,980 in projected five-year appreciation and $1,833/yr in principal reduction. Projected total cumulative return: $137,598.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 8.0% |
| Monthly Cash Flow | $959 | $150 |
City averages based on Perry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,280 |
| Total Monthly Debt Service | $1,241 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1972
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32348, Perry, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,105 (100%) |
| Owner Occupied HU | 2,912 (57.0%) |
| Renter Occupied HU | 1,091 (21.4%) |
| Vacant Housing Units | 1,102 (21.6%) |
| Median Home Value | $98,509 |
| Average Home Value | $162,390 |
Housing Distribution
Address Breakdown
Residential
4,260
Single Family
4,069
Multi-Family
191
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1972
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32348, Perry, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,105 (100%) |
| Owner Occupied HU | 2,912 (57.0%) |
| Renter Occupied HU | 1,091 (21.4%) |
| Vacant Housing Units | 1,102 (21.6%) |
| Median Home Value | $98,509 |
| Average Home Value | $162,390 |
Housing Distribution
Address Breakdown
Residential
4,260
Single Family
4,069
Multi-Family
191
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Logan Short • Premier Commercial Group, LLC
Mls Name: TBR
Mls Provider:
Mls ID: #386765
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.