1314 Lake Baton DrDeltonaFL32725
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing1314 Lake Baton Dr, Deltona, FL, 32725 in Deltona is a stable, well-positioned rental at $447,500. Rental yield 6.23%. DSCR 1.16 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $123,636 in value and $4,122/yr in principal paydown builds equity, a total projected return of $124,459.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.2% |
| Monthly Cash Flow | $(739) | $300 |
City averages based on Deltona market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,335 |
| Total Monthly Debt Service | $2,880 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
0.29 Acres lot
$N/A/sqft
$88 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32725, Deltona, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,951 (100%) |
| Owner Occupied HU | 15,020 (75.3%) |
| Renter Occupied HU | 3,986 (20.0%) |
| Vacant Housing Units | 945 ( 4.7%) |
| Median Home Value | $330,237 |
| Average Home Value | $365,716 |
Housing Distribution
Address Breakdown
Residential
19,419
Single Family
18,538
Multi-Family
881
Businesses
448
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
0.29 Acres lot
$N/A/sqft
$88 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32725, Deltona, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,951 (100%) |
| Owner Occupied HU | 15,020 (75.3%) |
| Renter Occupied HU | 3,986 (20.0%) |
| Vacant Housing Units | 945 ( 4.7%) |
| Median Home Value | $330,237 |
| Average Home Value | $365,716 |
Housing Distribution
Address Breakdown
Residential
19,419
Single Family
18,538
Multi-Family
881
Businesses
448
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacey Mathews Johnson • Keller Williams Realty Florida Partners
Mls Name: DBAMLS
Mls Provider:
Mls ID: #1214605
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.