1313 Garden LnBryanTX77802
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Bryan rental at 1313 Garden Ln, Bryan, TX, 77802 sits in the solid-income band: 10.3% gross yield, $2,532/mo rent, $388/mo net after the $1,327/mo debt service, DSCR 1.91. Entry price of $295,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $81,503 and $2,717/yr in principal reduction bring total cumulative return to $138,186.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $388 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,532 |
| Total Monthly Debt Service | $2,027 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
6,625 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77802, Bryan, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,627 (100%) |
| Owner Occupied HU | 6,256 (45.9%) |
| Renter Occupied HU | 6,078 (44.6%) |
| Vacant Housing Units | 1,293 ( 9.5%) |
| Median Home Value | $276,906 |
| Average Home Value | $343,455 |
Housing Distribution
Address Breakdown
Residential
12,585
Single Family
8,403
Multi-Family
4,182
Businesses
1,137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
6,625 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77802, Bryan, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,627 (100%) |
| Owner Occupied HU | 6,256 (45.9%) |
| Renter Occupied HU | 6,078 (44.6%) |
| Vacant Housing Units | 1,293 ( 9.5%) |
| Median Home Value | $276,906 |
| Average Home Value | $343,455 |
Housing Distribution
Address Breakdown
Residential
12,585
Single Family
8,403
Multi-Family
4,182
Businesses
1,137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Warren Green • Weichert, REALTORS(R)-BCS
Mls Name: BCSMLS
Mls Provider:
Mls ID: #25004612
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.