1313 20th StRockfordIL61104





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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Rockford at 1313 20th St, Rockford, IL, 61104 earns $86/mo cash flow from $800/mo rent with a $489/mo payment. Total monthly income totals $800/mo, and annual cash flow totals $1,028/yr on $33,150 capital. ROI tracks 23.01% on current figures, and rental yield reads 9.6% at a $100,000 purchase. Equity gained on principal adds $645/yr, and 5% annual appreciation supports $27,628 over five years. Five-year ROI reaches 120.77% and total cumulative return in cash sums $40,036. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $800/mo property income instead of your personal income.
Single Family
Built in 1900
6,098 sqft lot
$N/A/sqft
No HOA
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Nearby investment properties with comparable prices



Listed by: Daisy Botti • Botti Realty
Mls Name: NorthWest Illinois Alliance of REALTORS
Mls Provider:
Mls ID: #202404709
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








