13126 Winding CreekSan AntonioTX78231
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 13126 Winding Creek, San Antonio, TX, 78231 in San Antonio aligned with their strategy. Rental yield 7.43%. DSCR 1.38 and 7.43% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $3,933/yr in paydown build toward a projected cumulative return of $138,260.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.8% |
| Monthly Cash Flow | $(394) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,642 |
| Total Monthly Debt Service | $2,867 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
6,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78231, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,647 (100%) |
| Owner Occupied HU | 2,849 (61.3%) |
| Renter Occupied HU | 1,529 (32.9%) |
| Vacant Housing Units | 269 ( 5.8%) |
| Median Home Value | $411,710 |
| Average Home Value | $520,300 |
Housing Distribution
Address Breakdown
Residential
3,964
Single Family
2,979
Multi-Family
985
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
6,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78231, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,647 (100%) |
| Owner Occupied HU | 2,849 (61.3%) |
| Renter Occupied HU | 1,529 (32.9%) |
| Vacant Housing Units | 269 ( 5.8%) |
| Median Home Value | $411,710 |
| Average Home Value | $520,300 |
Housing Distribution
Address Breakdown
Residential
3,964
Single Family
2,979
Multi-Family
985
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Judy Garmoe • JB Goodwin, REALTORS
Mls Name: LERA MLS
Mls ID: #1910321