13126 10th StBowieMD20715
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 13126 10th St, Bowie, MD, 20715 in Bowie speaks for itself: 10.89% gross on a $535,000 price, generating $4,855/mo in rent and $1,528/mo in net income after the $2,406/mo debt service. DSCR 2.02, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $18,333 stacks alongside $147,811 in projected five-year appreciation and $4,927/yr in principal reduction. Projected total cumulative return: $301,260.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 5.1% |
| Monthly Cash Flow | $1,528 | $1,850 |
City averages based on Bowie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,855 |
| Total Monthly Debt Service | $3,115 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20715, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,533 (100%) |
| Owner Occupied HU | 8,101 (85.0%) |
| Renter Occupied HU | 947 ( 9.9%) |
| Vacant Housing Units | 485 ( 5.1%) |
| Median Home Value | $463,106 |
| Average Home Value | $487,533 |
Housing Distribution
Address Breakdown
Residential
9,353
Single Family
9,299
Multi-Family
54
Businesses
440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20715, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,533 (100%) |
| Owner Occupied HU | 8,101 (85.0%) |
| Renter Occupied HU | 947 ( 9.9%) |
| Vacant Housing Units | 485 ( 5.1%) |
| Median Home Value | $463,106 |
| Average Home Value | $487,533 |
Housing Distribution
Address Breakdown
Residential
9,353
Single Family
9,299
Multi-Family
54
Businesses
440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices