1312 N Russell StPampaTX79065








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pampa at 1312 N Russell St, Pampa, TX, 79065 uses $44,753 cash to close to unlock $1,341/yr annual cash flow and $112/mo monthly cash flow. Total monthly income runs $1,072/mo, and a $661/mo payment keeps the spread at $112/mo. Purchase price stands at $135,000, and rental yield measures 9.53% with $1,072/mo rent. Return on cash invested shows 22.91% in year one, and 5% annual appreciation builds toward $37,298 over five years. Five-year ROI reaches 120.16% and total cumulative return in cash records $53,773. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,072/mo property income covering a $661/mo payment rather than investor’s personal income.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79065, Pampa, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,481 (100%) |
| Owner Occupied HU | 5,485 (57.9%) |
| Renter Occupied HU | 2,003 (21.1%) |
| Vacant Housing Units | 1,993 (21.0%) |
| Median Home Value | $120,799 |
| Average Home Value | $171,061 |
Housing Distribution
Address Breakdown
Residential
8,291
Single Family
7,785
Multi-Family
506
Businesses
726
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