1311 N Huron RdLinwoodMI48634
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Linwood rental at 1311 N Huron Rd, Linwood, MI, 48634 sits in the solid-income band: 10.34% gross yield, $1,637/mo rent, $384/mo net after the $854/mo debt service, DSCR 1.92. Entry price of $189,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $52,466 and $1,749/yr in principal reduction bring total cumulative return to $97,134.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 7.0% |
| Monthly Cash Flow | $384 | $800 |
City averages based on Linwood market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,637 |
| Total Monthly Debt Service | $1,177 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48634, Linwood, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,839 (100%) |
| Owner Occupied HU | 1,608 (87.4%) |
| Renter Occupied HU | 155 ( 8.4%) |
| Vacant Housing Units | 76 ( 4.1%) |
| Median Home Value | $203,968 |
| Average Home Value | $247,979 |
Housing Distribution
Address Breakdown
Residential
1,683
Single Family
1,667
Multi-Family
16
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48634, Linwood, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,839 (100%) |
| Owner Occupied HU | 1,608 (87.4%) |
| Renter Occupied HU | 155 ( 8.4%) |
| Vacant Housing Units | 76 ( 4.1%) |
| Median Home Value | $203,968 |
| Average Home Value | $247,979 |
Housing Distribution
Address Breakdown
Residential
1,683
Single Family
1,667
Multi-Family
16
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
