131 Sawgrass LnBeecherIL60401
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 131 Sawgrass Ln, Beecher, IL, 60401 in Beecher. At $358,565 it earns $2,815/mo in rent and distributes $328/mo to the owner after the $1,612/mo payment, a consistent 9.42% yield. DSCR 1.75 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $99,065 in value; $3,302/yr in principal paydown compounds ownership stake. Total projected return: $158,243.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 8.0% |
| Monthly Cash Flow | $328 | $150 |
City averages based on Beecher market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,815 |
| Total Monthly Debt Service | $2,344 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60401, Beecher, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,295 (100%) |
| Owner Occupied HU | 2,731 (82.9%) |
| Renter Occupied HU | 434 (13.2%) |
| Vacant Housing Units | 130 ( 3.9%) |
| Median Home Value | $318,549 |
| Average Home Value | $347,722 |
Housing Distribution
Address Breakdown
Residential
2,586
Single Family
2,586
Multi-Family
0
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60401, Beecher, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,295 (100%) |
| Owner Occupied HU | 2,731 (82.9%) |
| Renter Occupied HU | 434 (13.2%) |
| Vacant Housing Units | 130 ( 3.9%) |
| Median Home Value | $318,549 |
| Average Home Value | $347,722 |
Housing Distribution
Address Breakdown
Residential
2,586
Single Family
2,586
Multi-Family
0
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
