131 Middle Grove RoadGreenfield CenterNY12833
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 131 Middle Grove Road, Greenfield Center, NY, 12833 in Greenfield Center. Rental yield 7.08%. The 1.31 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $148,916 and $4,964/yr in principal reduction project total return of $178,458.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.2% |
| Monthly Cash Flow | $(421) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,179 |
| Total Monthly Debt Service | $3,385 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12833, Greenfield Center, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,245 (100%) |
| Owner Occupied HU | 1,695 (75.5%) |
| Renter Occupied HU | 366 (16.3%) |
| Vacant Housing Units | 184 ( 8.2%) |
| Median Home Value | $469,745 |
| Average Home Value | $627,652 |
Housing Distribution
Address Breakdown
Residential
1,939
Single Family
1,939
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12833, Greenfield Center, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,245 (100%) |
| Owner Occupied HU | 1,695 (75.5%) |
| Renter Occupied HU | 366 (16.3%) |
| Vacant Housing Units | 184 ( 8.2%) |
| Median Home Value | $469,745 |
| Average Home Value | $627,652 |
Housing Distribution
Address Breakdown
Residential
1,939
Single Family
1,939
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices