131 Main St #131, Acton, MA, 01720 | $305/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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131 Main St #131, Acton, MA, 01720 | $305/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Acton at 131 Main St #131, Acton, MA, 01720 listed at $379,000 pairs $2,694/mo rent with a $1,855/mo payment to leave $305/mo cash flow. Total monthly income runs $2,694/mo, and annual cash flow reaches $3,663/yr on $125,639 cash to close. Return on cash invested measures 22.82% in year one, and rental yield registers 8.53% at a $379,000 basis. Equity gained on principal adds $2,446/yr, and annual property appreciation at 5% supports $104,711 by year five. Five-year ROI tracks 118.64% and total cumulative return in cash totals $149,063. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,694/mo property income relative to a $1,855/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Condo

Built in 1855

N/A lot

$N/A/sqft

No HOA

More details about the property

Attention Investors & Owner-Occupants! Bright, freshly painted 2nd-floor condo in a two-family beside historic Exchange Hall. New carpet in mudroom, living room, and bedrooms. Spacious layout with 3 bedrooms, full bath, eat-in kitchen with walk-in pantry and laundry, living room, and large 4-season sunroom. Huge value-add: approx. 400 sq ft heated, semi-finished walk-up atticideal for office, studio, workout space, or future expansion (buyer to verify). Two assigned side-by-side parking spaces with covered front entry. Second private entrance on Main St. Exclusive-use yard. Major updates: 100-amp electric (2025), gas boiler (2025), gas hot water (2019), roof (2014), entrance roof (2024), bulkhead (2024), electric baseboard in mudroom/sunroom (2025). New fridge (2025), plus stove, dishwasher, washer/dryer. NEW concrete basement floor w/ storage and separate utilities. Town water/sewer. MBTA across the street! Property tax estimated.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01720, Acton, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,016 (100%)
Owner Occupied HU	6,499 (72.1%)
Renter Occupied HU	2,175 (24.1%)
Vacant Housing Units	342 ( 3.8%)
Median Home Value	$843,349
Average Home Value	$888,020