131 Laural Wood Rd SEAllenhurstGA31301
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 131 Laural Wood Rd SE, Allenhurst, GA, 31301 in Allenhurst at $317,975 earns $2,160/mo in rent and nets $191/mo after the $1,430/mo payment, a 8.15% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $87,851 over five years. Ziffy Mortgage underwrites this on a 1.51 DSCR without U.S. credit history. With $2,929/yr in principal paydown, total projected return reaches $134,943.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.5% |
| Monthly Cash Flow | $191 | $1,200 |
City averages based on Allenhurst market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $1,809 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31301, Allenhurst, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,966 (100%) |
| Owner Occupied HU | 840 (42.7%) |
| Renter Occupied HU | 804 (40.9%) |
| Vacant Housing Units | 322 (16.4%) |
| Median Home Value | $182,759 |
| Average Home Value | $203,756 |
Housing Distribution
Address Breakdown
Residential
1,749
Single Family
1,748
Multi-Family
1
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31301, Allenhurst, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,966 (100%) |
| Owner Occupied HU | 840 (42.7%) |
| Renter Occupied HU | 804 (40.9%) |
| Vacant Housing Units | 322 (16.4%) |
| Median Home Value | $182,759 |
| Average Home Value | $203,756 |
Housing Distribution
Address Breakdown
Residential
1,749
Single Family
1,748
Multi-Family
1
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: HABR
Mls ID: #169472