131 Elm St, Reading, PA, 19601 | $1,151/mo Cash Flow

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131 Elm St, Reading, PA, 19601 | $1,151/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Reading at 131 Elm St, Reading, PA, 19601 offers $1,866/mo rent that, after a $534/mo payment, leaves $1,151/mo cash flow. Total monthly income is $1,866/mo, and annual cash flow is $13,815/yr on $36,134 cash. Return on cash invested measures 58.14% in year one, and rental yield stands at 20.54% at a $109,000 entry. Equity gained on principal adds $703/yr while 5% annual appreciation compounds into $30,115 by year five. Five-year ROI records 308.45% and total cumulative return in cash reaches $111,454. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,866/mo property income versus a $534/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Townhouse

Built in 1890

1,306 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this spacious 6-bedroom, 1-bath home offering over 2,100 sq. ft. of potential in the heart of Reading! This full-rehab property is the perfect opportunity for investors, flippers, or buyers looking to customize a large home to their own style. The property features three levels of living space and a small upper-level balcony. With generous room sizes and a flexible layout, this home has plenty of space to reimagine for modern living or multi-generational use. Conveniently located near local schools, Reading Area Community College, movie theaters, grocery stores, and laundromats, this home offers easy access to everyday essentials and entertainment. Whether youre an investor seeking your next project or a homeowner ready to bring your vision to life, 131 Elm St presents endless possibilities and a prime location.