131-131 135 Nespral DrSan AntonioTX78253
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 131-131 135 Nespral Dr, San Antonio, TX, 78253 in San Antonio the bet is firmly on appreciation. Rental yield 3.98%. The 3.98% gross yield on a $565,000 price is below income-first thresholds, but 5%/yr value growth projects $156,099 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.74) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $73,919.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 5.8% |
| Monthly Cash Flow | $(2,220) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,874 |
| Total Monthly Debt Service | $3,870 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2024
3,354 sqft lot
$N/A/sqft
$925 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78253, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,920 (100%) |
| Owner Occupied HU | 24,381 (76.4%) |
| Renter Occupied HU | 5,603 (17.6%) |
| Vacant Housing Units | 1,936 ( 6.1%) |
| Median Home Value | $369,806 |
| Average Home Value | $387,104 |
Housing Distribution
Address Breakdown
Residential
32,575
Single Family
27,445
Multi-Family
5,130
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2024
3,354 sqft lot
$N/A/sqft
$925 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78253, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,920 (100%) |
| Owner Occupied HU | 24,381 (76.4%) |
| Renter Occupied HU | 5,603 (17.6%) |
| Vacant Housing Units | 1,936 ( 6.1%) |
| Median Home Value | $369,806 |
| Average Home Value | $387,104 |
Housing Distribution
Address Breakdown
Residential
32,575
Single Family
27,445
Multi-Family
5,130
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephany Caravantes Sanchez • Marshall Reddick Real Estate
Mls Name: Unlock MLS
Mls Provider:
Mls ID: #1732599
Disclaimer: Based on information from Unlock MLS (alternatively, from ACTRIS) for the period through 2025-02-12 22:54:32 PST. Neither the Board nor ACTRIS guarantees or is in any way responsible for its accuracy. All data is provided AS IS and with all faults. Data maintained by the Board or ACTRIS may not reflect all real estate activity in the market. Information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website. [Click here for more information](/info/mls-disclaimers/#mls_27)