13087 SE 53rd AveBellviewFL32526
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 13087 SE 53rd Ave, Bellview, FL, 32526 in Bellview speaks for itself: 11.58% gross on a $316,990 price, generating $3,060/mo in rent and $956/mo in net income after the $1,425/mo debt service. DSCR 2.15, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,477 stacks alongside $87,578 in projected five-year appreciation and $2,920/yr in principal reduction. Projected total cumulative return: $182,379.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.0% |
| Monthly Cash Flow | $956 | $300 |
City averages based on Bellview market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,060 |
| Total Monthly Debt Service | $1,977 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32526, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,222 (100%) |
| Owner Occupied HU | 14,583 (68.7%) |
| Renter Occupied HU | 5,208 (24.5%) |
| Vacant Housing Units | 1,431 ( 6.7%) |
| Median Home Value | $316,642 |
| Average Home Value | $377,355 |
Housing Distribution
Address Breakdown
Residential
20,453
Single Family
19,731
Multi-Family
722
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32526, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,222 (100%) |
| Owner Occupied HU | 14,583 (68.7%) |
| Renter Occupied HU | 5,208 (24.5%) |
| Vacant Housing Units | 1,431 ( 6.7%) |
| Median Home Value | $316,642 |
| Average Home Value | $377,355 |
Housing Distribution
Address Breakdown
Residential
20,453
Single Family
19,731
Multi-Family
722
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices