1308 Maple StUticaNY13502








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Utica at 1308 Maple St, Utica, NY, 13502 earns $66/mo cash flow from $1,351/mo rent with a $942/mo payment. Total monthly income totals $1,351/mo, and annual cash flow totals $789/yr on $63,814 capital. ROI tracks 21.14% on current figures, and rental yield reads 8.42% at a $192,500 purchase. Equity gained on principal adds $1,242/yr, and 5% annual appreciation supports $53,184 over five years. Five-year ROI reaches 110.11% and total cumulative return in cash sums $70,265. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,351/mo property income instead of your personal income.
Single Family
Built in 1920
4,499 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13502, Utica, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,550 (100%) |
| Owner Occupied HU | 7,571 (48.7%) |
| Renter Occupied HU | 6,211 (39.9%) |
| Vacant Housing Units | 1,768 (11.4%) |
| Median Home Value | $164,440 |
| Average Home Value | $209,266 |
Housing Distribution
Address Breakdown
Residential
14,327
Single Family
13,277
Multi-Family
1,050
Businesses
1,009
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Listed by: Brett Lojewski • Weichert Realtors Premier Properties
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #S1610920
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