1308 Chapel Hill Rd.TriadelphiaWV26059
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1308 Chapel Hill Rd, Triadelphia, WV, 26059 in Triadelphia. At $380,000 it earns $2,692/mo in rent and distributes $493/mo to the owner after the $1,709/mo payment, a consistent 8.5% yield. DSCR 1.58 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $104,987 in value; $3,500/yr in principal paydown compounds ownership stake. Total projected return: $175,194.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $493 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,692 |
| Total Monthly Debt Service | $2,048 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
3.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26059, Triadelphia, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,528 (100%) |
| Owner Occupied HU | 910 (59.6%) |
| Renter Occupied HU | 342 (22.4%) |
| Vacant Housing Units | 276 (18.1%) |
| Median Home Value | $243,750 |
| Average Home Value | $281,495 |
Housing Distribution
Address Breakdown
Residential
1,448
Single Family
1,448
Multi-Family
0
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
3.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26059, Triadelphia, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,528 (100%) |
| Owner Occupied HU | 910 (59.6%) |
| Renter Occupied HU | 342 (22.4%) |
| Vacant Housing Units | 276 (18.1%) |
| Median Home Value | $243,750 |
| Average Home Value | $281,495 |
Housing Distribution
Address Breakdown
Residential
1,448
Single Family
1,448
Multi-Family
0
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Ashmore • Old Colony, REALTORS
Mls Name: Wheeling BOR
Mls ID: #139269
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.