1307 S Smith RdUrbanaIL61802




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $1,703/mo, and a $1,216/mo payment. Purchase price stands at $248,400, and rental yield measures 8.23% with $1,703/mo rent. Return on cash invested shows 19.62% in year one, and 5% annual appreciation builds toward $68,628 over five years. Five-year ROI reaches 102.24% and total cumulative return in cash records $84,192. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,703/mo property income covering a $1,216/mo payment rather than investor’s personal income.
Single Family
Built in 2026
7,318 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61802, Urbana, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,708 (100%) |
| Owner Occupied HU | 5,274 (54.3%) |
| Renter Occupied HU | 3,527 (36.3%) |
| Vacant Housing Units | 907 ( 9.3%) |
| Median Home Value | $207,093 |
| Average Home Value | $226,420 |
Housing Distribution
Address Breakdown
Residential
9,614
Single Family
7,117
Multi-Family
2,497
Businesses
474
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