1307 31st StCodyWY82414
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Cody rental at 1307 31st St, Cody, WY, 82414 sits in the solid-income band: 8.52% gross yield, $2,910/mo rent, $571/mo net after the $1,844/mo debt service, DSCR 1.58. Entry price of $410,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $113,275 and $3,776/yr in principal reduction bring total cumulative return to $191,321.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.1% |
| Monthly Cash Flow | $571 | $1,850 |
City averages based on Cody market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,910 |
| Total Monthly Debt Service | $2,176 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82414, Cody, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,759 (100%) |
| Owner Occupied HU | 5,425 (61.9%) |
| Renter Occupied HU | 2,155 (24.6%) |
| Vacant Housing Units | 1,179 (13.5%) |
| Median Home Value | $400,686 |
| Average Home Value | $477,855 |
Housing Distribution
Address Breakdown
Residential
7,395
Single Family
7,299
Multi-Family
96
Businesses
1,103
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82414, Cody, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,759 (100%) |
| Owner Occupied HU | 5,425 (61.9%) |
| Renter Occupied HU | 2,155 (24.6%) |
| Vacant Housing Units | 1,179 (13.5%) |
| Median Home Value | $400,686 |
| Average Home Value | $477,855 |
Housing Distribution
Address Breakdown
Residential
7,395
Single Family
7,299
Multi-Family
96
Businesses
1,103
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Candace Eastman • Metzler & Moore Realty
Mls Name: NWBOR
Mls ID: #10031030
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