13069 Morgantown PikeMoatsvilleWV26405
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play13069 Morgantown Pike, Moatsville, WV, 26405 in Moatsville is priced for appreciation, not yield. Rental yield 4.85%. At $360,000 with a 4.85% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $99,461 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.90) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $95,379.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 6.2% |
| Monthly Cash Flow | $(629) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,454 |
| Total Monthly Debt Service | $1,940 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
25.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26405, Moatsville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 646 (100%) |
| Owner Occupied HU | 479 (74.1%) |
| Renter Occupied HU | 62 ( 9.6%) |
| Vacant Housing Units | 105 (16.3%) |
| Median Home Value | $189,643 |
| Average Home Value | $200,642 |
Housing Distribution
Address Breakdown
Residential
530
Single Family
530
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
25.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26405, Moatsville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 646 (100%) |
| Owner Occupied HU | 479 (74.1%) |
| Renter Occupied HU | 62 ( 9.6%) |
| Vacant Housing Units | 105 (16.3%) |
| Median Home Value | $189,643 |
| Average Home Value | $200,642 |
Housing Distribution
Address Breakdown
Residential
530
Single Family
530
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: LAURA RUSMISELL • COLDWELL BANKER ARMSTRONG-DAVIS REALTY
Mls Name: NCWV REIN
Mls Provider:
Mls ID: #10161315
Disclaimer: Data provided by North Central WV Real Estate Information Network, Inc. IDX information is provided exclusively for consumers personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information last updated on 2025-09-11 13:17:34 PDT