13068 Echo Valley StVictorvilleCA92392
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 13068 Echo Valley St, Victorville, CA, 92392 in Victorville speaks for itself: 10.56% gross on a $550,000 price, generating $4,840/mo in rent and $1,136/mo in net income after the $2,473/mo debt service. DSCR 1.96, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,633 stacks alongside $151,955 in projected five-year appreciation and $5,066/yr in principal reduction. Projected total cumulative return: $283,014.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.8% |
| Monthly Cash Flow | $1,136 | $1,250 |
City averages based on Victorville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,840 |
| Total Monthly Debt Service | $3,485 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
4,768 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92392, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,334 (100%) |
| Owner Occupied HU | 12,324 (63.7%) |
| Renter Occupied HU | 5,882 (30.4%) |
| Vacant Housing Units | 1,128 ( 5.8%) |
| Median Home Value | $411,646 |
| Average Home Value | $461,321 |
Housing Distribution
Address Breakdown
Residential
18,863
Single Family
18,502
Multi-Family
361
Businesses
820
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
4,768 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92392, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,334 (100%) |
| Owner Occupied HU | 12,324 (63.7%) |
| Renter Occupied HU | 5,882 (30.4%) |
| Vacant Housing Units | 1,128 ( 5.8%) |
| Median Home Value | $411,646 |
| Average Home Value | $461,321 |
Housing Distribution
Address Breakdown
Residential
18,863
Single Family
18,502
Multi-Family
361
Businesses
820
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices