1306 Nature way WayToms RiverNJ08755
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 1306 Nature way Way, Toms River, NJ, 08755 in Toms River achieves a 1.60 ratio at $125,000: $950/mo rent versus $593/mo debt service. Rental yield 9.12%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.12% yield compounds alongside 5% annual appreciation projecting $34,535 in value. Total projected cumulative return: $7,993.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.5% |
| Monthly Cash Flow | $(630) | $1,850 |
City averages based on Toms River market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $950 |
| Total Monthly Debt Service | $1,561 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2017
N/A lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Ana Garzon • Crossroads Realty, Inc.
Mls Name: MoreMLS
Mls Provider:
Mls ID: #22633684
