1305 W 21st StNorth Little RockAR72114
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew North Little Rock rentals match the income profile of 1305 W 21st St, North Little Rock, AR, 72114. Listed at $130,000, gross rent is $1,288/mo and net cash flow is $506/mo, a 11.89% yield well above national averages. DSCR 2.20 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $35,917 by year five with $1,197/yr in annual principal reduction, projecting $81,773 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 7.2% |
| Monthly Cash Flow | $506 | $850 |
City averages based on North Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,288 |
| Total Monthly Debt Service | $730 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72114, North Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,170 (100%) |
| Owner Occupied HU | 1,435 (20.0%) |
| Renter Occupied HU | 4,397 (61.3%) |
| Vacant Housing Units | 1,338 (18.7%) |
| Median Home Value | $146,449 |
| Average Home Value | $234,911 |
Housing Distribution
Address Breakdown
Residential
6,217
Single Family
4,467
Multi-Family
1,750
Businesses
894
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72114, North Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,170 (100%) |
| Owner Occupied HU | 1,435 (20.0%) |
| Renter Occupied HU | 4,397 (61.3%) |
| Vacant Housing Units | 1,338 (18.7%) |
| Median Home Value | $146,449 |
| Average Home Value | $234,911 |
Housing Distribution
Address Breakdown
Residential
6,217
Single Family
4,467
Multi-Family
1,750
Businesses
894
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jamie M Hoffman • River Rock Realty Company
Mls Name: CARMLS
Mls ID: #25033771