1303 6th St #AOrionIL61273
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 1303 6th St #A, Orion, IL, 61273 in Orion offers it: the 1.50 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.08%. Long-term, 5% appreciation is forecast to add $52,466, and $1,749/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $70,206.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 8.0% |
| Monthly Cash Flow | $(38) | $1,200 |
City averages based on Orion market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,279 |
| Total Monthly Debt Service | $1,242 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61273, Orion, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,402 (100%) |
| Owner Occupied HU | 1,157 (82.5%) |
| Renter Occupied HU | 175 (12.5%) |
| Vacant Housing Units | 70 ( 5.0%) |
| Median Home Value | $223,094 |
| Average Home Value | $248,585 |
Housing Distribution
Address Breakdown
Residential
1,045
Single Family
1,014
Multi-Family
31
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61273, Orion, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,402 (100%) |
| Owner Occupied HU | 1,157 (82.5%) |
| Renter Occupied HU | 175 (12.5%) |
| Vacant Housing Units | 70 ( 5.0%) |
| Median Home Value | $223,094 |
| Average Home Value | $248,585 |
Housing Distribution
Address Breakdown
Residential
1,045
Single Family
1,014
Multi-Family
31
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices