1302 Spruce StYanktonSD57078








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Yankton at 1302 Spruce St, Yankton, SD, 57078 earns $208/mo cash flow from $2,730/mo rent with a $1,953/mo payment. Total monthly income totals $2,730/mo, and annual cash flow totals $2,501/yr on $132,269 capital. ROI tracks 21.8% on current figures, and rental yield reads 8.21% at a $399,000 purchase. Equity gained on principal adds $2,575/yr, and 5% annual appreciation supports $110,236 over five years. Five-year ROI reaches 113.17% and total cumulative return in cash sums $149,690. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,730/mo property income instead of your personal income.
Single Family
Built in 1978
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 57078, Yankton, SD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,358 (100%) |
| Owner Occupied HU | 5,631 (60.2%) |
| Renter Occupied HU | 2,882 (30.8%) |
| Vacant Housing Units | 845 ( 9.0%) |
| Median Home Value | $252,854 |
| Average Home Value | $294,592 |
Housing Distribution
Address Breakdown
Residential
8,855
Single Family
7,648
Multi-Family
1,207
Businesses
1,031
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Listed by: Michelle Maloney • Maloney Real Estate
Mls Name: Meridian AOR
Mls ID: #117049








