1302 Spruce StShady SideMD20764
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Shady Side at 1302 Spruce St, Shady Side, MD, 20764 generates $3,044/mo in rent, after a $2,986/mo payment. Total monthly income is $3,044/mo. Return on cash invested sits at 15.57% in year one, and rental yield is 5.99% on a $609,990 entry. Equity gained on principal adds $3,936/yr, while 5% annual appreciation builds toward $168,529 over five years. Five-year ROI reaches 79.61% and total cumulative return in cash sums $159,760. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,044/mo property income rather than buyer’s personal income.
Single Family
Built in 2025
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20764, Shady Side, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,888 (100%) |
| Owner Occupied HU | 1,495 (79.2%) |
| Renter Occupied HU | 190 (10.1%) |
| Vacant Housing Units | 203 (10.8%) |
| Median Home Value | $494,105 |
| Average Home Value | $620,125 |
Housing Distribution
Address Breakdown
Residential
1,749
Single Family
1,749
Multi-Family
0
Businesses
59
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Listed by: Ray Mudd • Schwartz Realty, Inc.
Mls Name: Bright MLS
Mls ID: #MDAA2127448