1301 E 4th StSedaliaMO65301
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Sedalia rental at 1301 E 4th St, Sedalia, MO, 65301 sits in the solid-income band: 11.47% gross yield, $1,337/mo rent, $466/mo net after the $629/mo debt service, DSCR 2.13. Entry price of $139,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $38,652 and $1,288/yr in principal reduction bring total cumulative return to $83,068.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $466 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,337 |
| Total Monthly Debt Service | $816 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
5,401 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65301, Sedalia, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,989 (100%) |
| Owner Occupied HU | 9,410 (58.9%) |
| Renter Occupied HU | 4,853 (30.4%) |
| Vacant Housing Units | 1,726 (10.8%) |
| Median Home Value | $196,262 |
| Average Home Value | $254,534 |
Housing Distribution
Address Breakdown
Residential
14,646
Single Family
14,170
Multi-Family
476
Businesses
1,216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
5,401 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65301, Sedalia, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,989 (100%) |
| Owner Occupied HU | 9,410 (58.9%) |
| Renter Occupied HU | 4,853 (30.4%) |
| Vacant Housing Units | 1,726 (10.8%) |
| Median Home Value | $196,262 |
| Average Home Value | $254,534 |
Housing Distribution
Address Breakdown
Residential
14,646
Single Family
14,170
Multi-Family
476
Businesses
1,216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: BILLIE J BARNES • RE/MAX of Sedalia
Mls Name: WCAR MO
Mls Provider:
Mls ID: #99041
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.