1301 D StSacramentoCA95814
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1301 D St, Sacramento, CA, 95814 in Sacramento at $1,149,000, 4.97% gross yield, is a market-growth asset. Rental yield 4.97%. The $4,759/mo rent partially funds the $5,167/mo debt service; the core return is the 5%/yr price growth projected to add $317,448 over five years. Ziffy Mortgage's DSCR mortgage (0.92) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $284,482.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 4.8% |
| Monthly Cash Flow | $(2,349) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,759 |
| Total Monthly Debt Service | $6,651 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1912
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95814, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,105 (100%) |
| Owner Occupied HU | 777 ( 8.5%) |
| Renter Occupied HU | 7,086 (77.8%) |
| Vacant Housing Units | 1,242 (13.6%) |
| Median Home Value | $706,923 |
| Average Home Value | $744,572 |
Housing Distribution
Address Breakdown
Residential
6,656
Single Family
1,542
Multi-Family
5,114
Businesses
2,016
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1912
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95814, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,105 (100%) |
| Owner Occupied HU | 777 ( 8.5%) |
| Renter Occupied HU | 7,086 (77.8%) |
| Vacant Housing Units | 1,242 (13.6%) |
| Median Home Value | $706,923 |
| Average Home Value | $744,572 |
Housing Distribution
Address Breakdown
Residential
6,656
Single Family
1,542
Multi-Family
5,114
Businesses
2,016
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sara Raudelunas • Nick Sadek Sotheby's International Realty
Mls Name: MetroList Services of CA
Mls ID: #225148103