130 Willow Creek DrDardanelleAR72834
INVESTMENT ANALYSIS
Investment Verdict
Solid Income130 Willow Creek Dr, Dardanelle, AR, 72834 in Dardanelle earns a respectable 8.32% gross yield at $209,900, but after the $944/mo mortgage the net cash flow is $193/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.60) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $57,992 over five years, making equity the dominant return driver. Total projected return: $95,602.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $193 | $300 |
City averages based on Dardanelle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,513 |
| Total Monthly Debt Service | $1,178 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72834, Dardanelle, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,413 (100%) |
| Owner Occupied HU | 2,819 (63.9%) |
| Renter Occupied HU | 1,098 (24.9%) |
| Vacant Housing Units | 496 (11.2%) |
| Median Home Value | $175,815 |
| Average Home Value | $214,750 |
Housing Distribution
Address Breakdown
Residential
4,183
Single Family
4,154
Multi-Family
29
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72834, Dardanelle, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,413 (100%) |
| Owner Occupied HU | 2,819 (63.9%) |
| Renter Occupied HU | 1,098 (24.9%) |
| Vacant Housing Units | 496 (11.2%) |
| Median Home Value | $175,815 |
| Average Home Value | $214,750 |
Housing Distribution
Address Breakdown
Residential
4,183
Single Family
4,154
Multi-Family
29
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Karrie Barber (TEAM ID: AVtabdavteam) • Live Love Arkansas
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #AV25-364
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.