130 Tower RdLincolnMA01773
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 130 Tower Rd, Lincoln, MA, 01773 in Lincoln is a conservative rental investment at $965,000. Rental yield 6.97%. A 1.29 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $266,612; $8,888/yr in principal paydown supplements. Total projected return: $335,865.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 4.5% |
| Monthly Cash Flow | $(475) | $1,200 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,608 |
| Total Monthly Debt Service | $5,698 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1885
1.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01773, Lincoln, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,352 (100%) |
| Owner Occupied HU | 1,796 (76.4%) |
| Renter Occupied HU | 378 (16.1%) |
| Vacant Housing Units | 178 ( 7.6%) |
| Median Home Value | $1,499,035 |
| Average Home Value | $1,551,492 |
Housing Distribution
Address Breakdown
Residential
2,389
Single Family
1,744
Multi-Family
645
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1885
1.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01773, Lincoln, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,352 (100%) |
| Owner Occupied HU | 1,796 (76.4%) |
| Renter Occupied HU | 378 (16.1%) |
| Vacant Housing Units | 178 ( 7.6%) |
| Median Home Value | $1,499,035 |
| Average Home Value | $1,551,492 |
Housing Distribution
Address Breakdown
Residential
2,389
Single Family
1,744
Multi-Family
645
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Peter Darveau • Coldwell Banker Realty - Sudbury
Mls Name: MLS PIN
Mls ID: #73418127