130 Surrey TrlTylerTX75705
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow130 Surrey Trl, Tyler, TX, 75705 in Tyler is a top-tier cash-flow asset. At $400,000 it produces $3,714/mo in rent and $870/mo in net monthly income, a 11.14% gross rental yield. The DSCR of 2.06 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $10,434. Five-year appreciation adds $110,513, driving a total cumulative return of $209,254.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $870 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,714 |
| Total Monthly Debt Service | $2,685 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75705, Tyler, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,097 (100%) |
| Owner Occupied HU | 828 (75.5%) |
| Renter Occupied HU | 197 (18.0%) |
| Vacant Housing Units | 72 ( 6.6%) |
| Median Home Value | $304,167 |
| Average Home Value | $305,229 |
Housing Distribution
Address Breakdown
Residential
1,033
Single Family
1,033
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75705, Tyler, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,097 (100%) |
| Owner Occupied HU | 828 (75.5%) |
| Renter Occupied HU | 197 (18.0%) |
| Vacant Housing Units | 72 ( 6.6%) |
| Median Home Value | $304,167 |
| Average Home Value | $305,229 |
Housing Distribution
Address Breakdown
Residential
1,033
Single Family
1,033
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices