130 Spring Ridge CtRoswellGA30076
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 130 Spring Ridge Ct, Roswell, GA, 30076 in Roswell is listed at $550,000 and delivers $3,672/mo in rent and $262/mo in net monthly cash flow. The 8.01% yield and 1.48 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $151,955 over five years, and $5,066/yr in principal reduction supplements cash return. Total projected cumulative return: $229,230.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $262 | $1,500 |
City averages based on Roswell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,672 |
| Total Monthly Debt Service | $3,129 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30076, Roswell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,716 (100%) |
| Owner Occupied HU | 11,114 (59.4%) |
| Renter Occupied HU | 6,819 (36.4%) |
| Vacant Housing Units | 783 ( 4.2%) |
| Median Home Value | $492,210 |
| Average Home Value | $560,020 |
Housing Distribution
Address Breakdown
Residential
17,764
Single Family
13,049
Multi-Family
4,715
Businesses
2,271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30076, Roswell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,716 (100%) |
| Owner Occupied HU | 11,114 (59.4%) |
| Renter Occupied HU | 6,819 (36.4%) |
| Vacant Housing Units | 783 ( 4.2%) |
| Median Home Value | $492,210 |
| Average Home Value | $560,020 |
Housing Distribution
Address Breakdown
Residential
17,764
Single Family
13,049
Multi-Family
4,715
Businesses
2,271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices