130 Live Oak LnComerGA30629
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 130 Live Oak Ln, Comer, GA, 30629 in Comer worth study. Rental yield 5.89%. The 5.89% gross yield is below cash-flow benchmarks at $468,000, but 5% annual appreciation, adding $129,300 over five years, frames this as a capital growth position. Rent of $2,284/mo partially offsets the $2,104/mo payment. Ziffy Mortgage finances appreciation-play properties (1.09 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $140,995.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 7.5% |
| Monthly Cash Flow | $(546) | $300 |
City averages based on Comer market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,284 |
| Total Monthly Debt Service | $2,662 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30629, Comer, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,248 (100%) |
| Owner Occupied HU | 1,644 (73.1%) |
| Renter Occupied HU | 411 (18.3%) |
| Vacant Housing Units | 193 ( 8.6%) |
| Median Home Value | $237,091 |
| Average Home Value | $248,872 |
Housing Distribution
Address Breakdown
Residential
1,965
Single Family
1,965
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30629, Comer, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,248 (100%) |
| Owner Occupied HU | 1,644 (73.1%) |
| Renter Occupied HU | 411 (18.3%) |
| Vacant Housing Units | 193 ( 8.6%) |
| Median Home Value | $237,091 |
| Average Home Value | $248,872 |
Housing Distribution
Address Breakdown
Residential
1,965
Single Family
1,965
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
