130 E Bacon StPottsvillePA17901
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 130 E Bacon St, Pottsville, PA, 17901 in Pottsville, $149,900, 9.01% gross yield, $143/mo net income. Consider it a market-entry position, the $1,125/mo rent covers the $674/mo payment with a margin, and 5%/yr appreciation is projected to add $41,415 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.67) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $66,287.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $143 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,125 |
| Total Monthly Debt Service | $923 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17901, Pottsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,202 (100%) |
| Owner Occupied HU | 6,769 (60.4%) |
| Renter Occupied HU | 2,964 (26.5%) |
| Vacant Housing Units | 1,469 (13.1%) |
| Median Home Value | $166,092 |
| Average Home Value | $193,218 |
Housing Distribution
Address Breakdown
Residential
10,336
Single Family
9,279
Multi-Family
1,057
Businesses
934
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17901, Pottsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,202 (100%) |
| Owner Occupied HU | 6,769 (60.4%) |
| Renter Occupied HU | 2,964 (26.5%) |
| Vacant Housing Units | 1,469 (13.1%) |
| Median Home Value | $166,092 |
| Average Home Value | $193,218 |
Housing Distribution
Address Breakdown
Residential
10,336
Single Family
9,279
Multi-Family
1,057
Businesses
934
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PASK2027136