130 Darwin StSanta CruzCA95062








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Santa Cruz at 130 Darwin St, Santa Cruz, CA, 95062 earns from $3,654/mo rent with a $6,192/mo payment. Total monthly income totals $3,654/mo. ROI tracks 8.16% on current figures, and rental yield reads 3.47% at a $1,265,000 purchase. Equity gained on principal adds $8,163/yr, and 5% annual appreciation supports $349,496 over five years. Five-year ROI reaches 39.72% and total cumulative return in cash sums $162,787. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,654/mo property income instead of your personal income.
Single Family
Built in 1948
2,919 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95062, Santa Cruz, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,788 (100%) |
| Owner Occupied HU | 7,551 (45.0%) |
| Renter Occupied HU | 7,200 (42.9%) |
| Vacant Housing Units | 2,037 (12.1%) |
| Median Home Value | $1,096,316 |
| Average Home Value | $1,166,941 |
Housing Distribution
Address Breakdown
Residential
16,074
Single Family
14,626
Multi-Family
1,448
Businesses
1,258
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Listed by: Strock Team • eXp Realty of California Inc
Mls Name: MLSListings Inc
Mls ID: #ML82025748








