130 Cowdray CirToneyAL35773
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Toney at 130 Cowdray Cir, Toney, AL, 35773 uses $118,779 cash to close to unlock $5,525/yr annual cash flow and $460/mo monthly cash flow. Total monthly income runs $2,504/mo, and a $1,754/mo payment keeps the spread at $460/mo. Purchase price stands at $358,308, and rental yield measures 8.39% with $2,504/mo rent. Return on cash invested shows 24.56% in year one, and 5% annual appreciation builds toward $98,994 over five years. Five-year ROI reaches 127.16% and total cumulative return in cash records $151,038. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,504/mo property income covering a $1,754/mo payment rather than investor’s personal income.
Single Family
Built in N/A
8,712 sqft lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35773, Toney, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,984 (100%) |
| Owner Occupied HU | 4,797 (80.2%) |
| Renter Occupied HU | 842 (14.1%) |
| Vacant Housing Units | 345 ( 5.8%) |
| Median Home Value | $288,999 |
| Average Home Value | $321,629 |
Housing Distribution
Address Breakdown
Residential
5,954
Single Family
5,954
Multi-Family
0
Businesses
171
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Nearby investment properties with comparable prices
Listed by: Michele Tola Carpenter • Davidson Homes LLC 4
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21874415
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