13 Woodcrest DriveWaterburyCT06708
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing13 Woodcrest Drive, Waterbury, CT, 06708 in Waterbury carries a 1.79 coverage ratio, rent of $3,183/mo is 1.79 times the $1,776/mo payment. Rental yield 6.12%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $395,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $109,131; total projected cumulative return: $175,836.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 7.1% |
| Monthly Cash Flow | $(789) | $450 |
City averages based on Waterbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,183 |
| Total Monthly Debt Service | $2,645 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
9,583 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
9,583 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mustafa Muaremi • Regency Real Estate, LLC
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24093770
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.