13 Wayside Dr #13HopkintonMA01748
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 13 Wayside Dr #13, Hopkinton, MA, 01748 in Hopkinton worth study. Rental yield 5.77%. The 5.77% gross yield is below cash-flow benchmarks at $884,700, but 5% annual appreciation, adding $244,426 over five years, frames this as a capital growth position. Rent of $4,253/mo partially offsets the $3,978/mo payment. Ziffy Mortgage finances appreciation-play properties (1.07 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $234,124.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 4.5% |
| Monthly Cash Flow | $(1,601) | $600 |
City averages based on Hopkinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,253 |
| Total Monthly Debt Service | $5,502 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2016
N/A lot
$N/A/sqft
$278 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01748, Hopkinton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,908 (100%) |
| Owner Occupied HU | 5,510 (79.8%) |
| Renter Occupied HU | 1,127 (16.3%) |
| Vacant Housing Units | 271 ( 3.9%) |
| Median Home Value | $865,118 |
| Average Home Value | $944,601 |
Housing Distribution
Address Breakdown
Residential
7,020
Single Family
6,580
Multi-Family
440
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2016
N/A lot
$N/A/sqft
$278 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01748, Hopkinton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,908 (100%) |
| Owner Occupied HU | 5,510 (79.8%) |
| Renter Occupied HU | 1,127 (16.3%) |
| Vacant Housing Units | 271 ( 3.9%) |
| Median Home Value | $865,118 |
| Average Home Value | $944,601 |
Housing Distribution
Address Breakdown
Residential
7,020
Single Family
6,580
Multi-Family
440
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A