13 Scott AveWhite LakeNY12786








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in White Lake at 13 Scott Ave, White Lake, NY, 12786 earns $607/mo cash flow from $2,724/mo rent with a $1,552/mo payment. Total monthly income totals $2,724/mo, and annual cash flow totals $7,280/yr on $105,086 capital. ROI tracks 26.84% on current figures, and rental yield reads 10.31% at a $317,000 purchase. Equity gained on principal adds $2,046/yr, and 5% annual appreciation supports $87,581 over five years. Five-year ROI reaches 140.64% and total cumulative return in cash sums $147,789. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,724/mo property income instead of your personal income.
Single Family
Built in 1940
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12786, White Lake, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,122 (100%) |
| Owner Occupied HU | 340 (30.3%) |
| Renter Occupied HU | 78 ( 7.0%) |
| Vacant Housing Units | 704 (62.7%) |
| Median Home Value | $369,863 |
| Average Home Value | $410,257 |
Housing Distribution
Address Breakdown
Residential
138
Single Family
138
Multi-Family
0
Businesses
52
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