13 S Woodpecker Way #13BensonAZ85602
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 13 S Woodpecker Way #13, Benson, AZ, 85602 in Benson is narrow, $186/mo net on $975/mo rent after the $562/mo debt service, but the property operates at break-even-plus, not a loss. At $125,000 with a 9.36% yield, the long-run equity case via 5% appreciation ($34,535 over five years) and $1,151/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.73 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $59,443.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 8.2% |
| Monthly Cash Flow | $186 | $1,500 |
City averages based on Benson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $975 |
| Total Monthly Debt Service | $739 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
3,498 sqft lot
$N/A/sqft
$602 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85602, Benson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,878 (100%) |
| Owner Occupied HU | 3,941 (67.0%) |
| Renter Occupied HU | 1,003 (17.1%) |
| Vacant Housing Units | 934 (15.9%) |
| Median Home Value | $249,076 |
| Average Home Value | $293,282 |
Housing Distribution
Address Breakdown
Residential
5,228
Single Family
5,126
Multi-Family
102
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
3,498 sqft lot
$N/A/sqft
$602 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85602, Benson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,878 (100%) |
| Owner Occupied HU | 3,941 (67.0%) |
| Renter Occupied HU | 1,003 (17.1%) |
| Vacant Housing Units | 934 (15.9%) |
| Median Home Value | $249,076 |
| Average Home Value | $293,282 |
Housing Distribution
Address Breakdown
Residential
5,228
Single Family
5,126
Multi-Family
102
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Richard Reed • B & R Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #6685259
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010