13 Morse RdHollandMA01521
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 13 Morse Rd, Holland, MA, 01521 in Holland hard to pass up. The 11.52% gross yield on a $314,900 purchase results in $3,023/mo in rent and $1,038/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.13). Annual cash flow of $12,456, five-year appreciation of $87,001, and $2,900/yr in equity build-up combine for a projected total cumulative return of $186,397.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 5.1% |
| Monthly Cash Flow | $1,038 | $550 |
City averages based on Holland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,023 |
| Total Monthly Debt Service | $1,859 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01521, Holland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,469 (100%) |
| Owner Occupied HU | 1,031 (70.2%) |
| Renter Occupied HU | 115 ( 7.8%) |
| Vacant Housing Units | 323 (22.0%) |
| Median Home Value | $390,433 |
| Average Home Value | $522,609 |
Housing Distribution
Address Breakdown
Residential
1,253
Single Family
1,252
Multi-Family
1
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01521, Holland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,469 (100%) |
| Owner Occupied HU | 1,031 (70.2%) |
| Renter Occupied HU | 115 ( 7.8%) |
| Vacant Housing Units | 323 (22.0%) |
| Median Home Value | $390,433 |
| Average Home Value | $522,609 |
Housing Distribution
Address Breakdown
Residential
1,253
Single Family
1,252
Multi-Family
1
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jim Black Group • Real Broker MA, LLC
Mls Name: MLS PIN
Mls ID: #73460876