13 Mill RoadTamworthNH03886
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 13 Mill Road, Tamworth, NH, 03886 in Tamworth is capital appreciation. Rental yield 2.84%. The 2.84% gross yield at $660,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $182,346 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.53) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $67,459.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 6.2% |
| Monthly Cash Flow | $(2,864) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,560 |
| Total Monthly Debt Service | $4,161 |
| DSCR Ratio | 0.37x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1820
0.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03886, Tamworth, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,278 (100%) |
| Owner Occupied HU | 690 (54.0%) |
| Renter Occupied HU | 192 (15.0%) |
| Vacant Housing Units | 396 (31.0%) |
| Median Home Value | $333,010 |
| Average Home Value | $428,359 |
Housing Distribution
Address Breakdown
Residential
597
Single Family
523
Multi-Family
74
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1820
0.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03886, Tamworth, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,278 (100%) |
| Owner Occupied HU | 690 (54.0%) |
| Renter Occupied HU | 192 (15.0%) |
| Vacant Housing Units | 396 (31.0%) |
| Median Home Value | $333,010 |
| Average Home Value | $428,359 |
Housing Distribution
Address Breakdown
Residential
597
Single Family
523
Multi-Family
74
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wyatt Berrier • Keller Williams Realty-Metropolitan
Mls Name: PrimeMLS
Mls ID: #5049622