13 Melody Ln SSaint CharlesMO63303








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Charles at 13 Melody Ln S, Saint Charles, MO, 63303 with 5% annual appreciation on a $200,000 basis while $1,552/mo rent supports operations. Total monthly income totals $1,552/mo and a $979/mo payment preserves $306/mo for cash returns. Annual cash flow comes to $3,676/yr on $66,300 deployed, and return on cash invested reaches 25.45% in year one. Equity gained on principal adds $1,291/yr, and five-year appreciation sums $55,256 alongside rental yield of 9.31%. Five-year ROI measures 132.68% and total cumulative return in cash totals $87,968.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,552/mo property income versus a $979/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1958
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63303, Saint Charles, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,640 (100%) |
| Owner Occupied HU | 14,853 (68.6%) |
| Renter Occupied HU | 5,847 (27.0%) |
| Vacant Housing Units | 940 ( 4.3%) |
| Median Home Value | $351,336 |
| Average Home Value | $375,916 |
Housing Distribution
Address Breakdown
Residential
20,625
Single Family
17,587
Multi-Family
3,038
Businesses
861
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Listed by: Lindsey Jacobs • Compass Realty Group
Mls Name: MARIS
Mls ID: #25080956








