13 Hawthorn LnPleasant PlainsIL62677
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeCapital preservation and steady income define 13 Hawthorn Ln, Pleasant Plains, IL, 62677 in Pleasant Plains. Rental yield 8.05%. The 1.49 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $60,782 and $2,026/yr in principal reduction project total return of $80,942.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 7.5% |
| Monthly Cash Flow | $(50) | $150 |
City averages based on Pleasant Plains market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,476 |
| Total Monthly Debt Service | $1,438 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62677, Pleasant Plains, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,138 (100%) |
| Owner Occupied HU | 955 (83.9%) |
| Renter Occupied HU | 105 ( 9.2%) |
| Vacant Housing Units | 78 ( 6.9%) |
| Median Home Value | $242,655 |
| Average Home Value | $276,123 |
Housing Distribution
Address Breakdown
Residential
920
Single Family
920
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62677, Pleasant Plains, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,138 (100%) |
| Owner Occupied HU | 955 (83.9%) |
| Renter Occupied HU | 105 ( 9.2%) |
| Vacant Housing Units | 78 ( 6.9%) |
| Median Home Value | $242,655 |
| Average Home Value | $276,123 |
Housing Distribution
Address Breakdown
Residential
920
Single Family
920
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hannah Turasky • Land & Home Real Estate
Mls Name: RMLS Alliance
Mls ID: #CA1041371