13 Cottage AveSouthamptonMA01073
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 13 Cottage Ave, Southampton, MA, 01073 in Southampton deserves attention. This $399,000 property earns $3,439/mo in rent, a 10.34% gross yield, and nets $924/mo after the $1,794/mo payment. DSCR 1.92 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $110,236 compounds alongside $3,675/yr in yearly equity build, for a total cumulative return of $211,013.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.0% |
| Monthly Cash Flow | $924 | $350 |
City averages based on Southampton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,439 |
| Total Monthly Debt Service | $2,356 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01073, Southampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,571 (100%) |
| Owner Occupied HU | 2,159 (84.0%) |
| Renter Occupied HU | 298 (11.6%) |
| Vacant Housing Units | 114 ( 4.4%) |
| Median Home Value | $496,918 |
| Average Home Value | $539,852 |
Housing Distribution
Address Breakdown
Residential
2,496
Single Family
2,456
Multi-Family
40
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01073, Southampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,571 (100%) |
| Owner Occupied HU | 2,159 (84.0%) |
| Renter Occupied HU | 298 (11.6%) |
| Vacant Housing Units | 114 ( 4.4%) |
| Median Home Value | $496,918 |
| Average Home Value | $539,852 |
Housing Distribution
Address Breakdown
Residential
2,496
Single Family
2,456
Multi-Family
40
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edward Nunez • NRG Real Estate Services, Inc.
Mls Name: MLS PIN
Mls ID: #73364483
Disclaimer: The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.